💸 Loan Prepayment Calculator
Bonus / savings ki kuch rakam loan pe daal dein — kitna interest bachega, kitne mahine jaldi khatm — turant dekhein.
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Prepayment kyun powerful hai?
Jab aap loan pe part-payment karte ho, poori rakam principal pe seedhi chal jaati hai. EMI wahi rahti hai — isliye tenure ghat jaata hai aur total interest bahut kam ho jata hai.
Example: ₹5 lakh loan, 9.5%, 5 saal, ₹1 lakh prepayment shuru mein → interest saved ~₹47,000 aur loan 14 mahine jaldi khatm. Loan ki shuruaat mein karo to fayda sabse zyada hota hai.
Loan lene se pehle compare karne ko EMI Calculator, aur bachat ka future jaanne ko Compound Interest tool use karein.
Note: Floating rate home loans pe penalty nahi lagta, par kuch personal loans pe 2-4% charge ho sakta hai — apne bank se confirm karein.